Emergency Repair Loans

Community Concepts Inc. offers a Home Repair & Improvement service that is a loan program with the following guidelines:

• Must own the property and occupy the residence.
• Must have a reliable income.
• Must have reliable credit.
• Generally debts not to exceed 40 percent of income, higher ratios may be accepted.
• Mortgages not to exceed value of property.
• Assets of $25,000 or less, excluding the primary residence and one auto.
• Target area is Oxford or Androscoggin counties.
• Must be at 120 percent or less of median income.
• Application fee of $25.

Home Heating Assistance

Low Income Heating Assistance Program

LIHEAP

Funding Source: Maine Housing

Serves Oxford & Androscoggin Counties

• Fuel Assistance Benefit for Income Eligible Clients
• Benefit is paid directly to client’s fuel vendor of choice
• Benefits are paid directly to vendors for oil, K-1, wood, or LP Gas
• To Schedule an appointment call 1-800-866-5588

Shelter Programs Oxford Hills & Strathglass

Shelter Programs

Oxford Hills Homeless Shelter

Strathglass Homeless Shelter-Rumford

Funding Source: Maine Housing & private donations

Serves Oxford County

• Each Shelter houses 9 beds for homeless families
• The Shelters are operated 24 hours a day-365 days per year
• The Shelters are multi funded
• The Shelters assist families only-typically families with children
• There is no specific length of stay-we assist families until they find safe, affordable housing

Contact for homeless is Lisa McGee at 1-800-866-5588 ext. 1146

or This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Emergency Food Assistance

Temporary Emergency Food Assistance Program

TEFAP

Funding Source: USDA

Serves Oxford & Androscoggin Counties

• USDA funded Food Program
• Community Concepts, Inc. works as the liaison between the USDA and local food pantries
• This program coordinates 4 food distribution’s per year from the USDA to the local food pantries

Emergency Crisis Intervention Repair

Emergency Crisis Intervention Program

ECIP

Funding Source: Maine Housing

Serves Oxford & Androscoggin Counties

• Client must be eligible for LIHEAP-fuel assistance
• Emergency fuel assistance for clients that indicate that they have run out of fuel
• One time household benefit

For assistance call Deb Green at 1-800-866-5588 ext. 2074 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Low Income Assistance Program

Low Income Assistance Program

LIAP

Funding Source: Maine Housing

Serves Oxford & Androscoggin Counties

• Subsidy for LIHEAP-fuel assistance eligible clients for Electricity assistance
•  Benefit is paid directly to Central Maine Power
• Clients must sign up every year for this benefit
• Clients sign up for LIAP when completing their LIHEAP application

Telephone Lifeline Program (TLP)

Telephone Lifeline Program

TLP

Funding Source: Maine Community Action Association

Serves Oxford & Androscoggin Counties

• Subsidy for LIHEAP-fuel assistance eligible clients for telephone assistance
• Benefit is paid directly to client’s telephone company
• Clients sign up for TLP when completing their LIHEAP application
• Clients need to only sign up for this benefit one time-once eligible, always eligible